How to get better at money, with Carrie Joy Grimes

Hey, folks. Jeff Berman here. Exciting news. Applications are now open for the Masters of Scale Summit. It's happening October 20 through October 22 in San Francisco, and it is a really special event. Please join our curated community of founders, innovators, and leaders shaping the future. Expect ideas that challenge your assumptions and connections that move your business and maybe even your life forward. It's an experience that can change literally everything. Apply now at mastersofscale.com/apply20six. That's mastersofscale.com/apply20six. Hey, listeners. Bob here. If you listen to rapid response on masters of scale, you may be missing half the show because every Friday, we release a second rapid response exclusively in the rapid response feed. The guests and topics are just as compelling and timely from Ford CEO to NASA's administrator to the lessons from The Devil Wears Prada. It takes about ten seconds to find. Just search rapid response wherever you listen to podcasts and hit follow to make sure you never miss an episode. I hope to see you there. Humans will never be more intelligent than AI. There's gonna be two types of companies. Those who are great at AI and those that went out of business because they weren't. How do we build a future that is human centered? I'm Rana Elkhayoubi. And on my podcast, Pioneers of AI, we answer that question and so many more. As an AI scientist, entrepreneur, and Find pioneers of AI wherever you tune in. Find pioneers of AI wherever you tune in. Money is math and feelings. But having had thousands of conversations with individual people and having had the experience at work money of being in conversation over text, email, and phones with 9,000,000 people all the time, one of the things that became very clear is that the thing that holds the most people back is the failings part. This is Masters of Scale. I'm Jeff Berman, your host. This week on the show, CJ Grimes. CJ Grimes is the founder of Work Money, which helps 9,000,000 and more growing number Americans deal with, personal financial issues, has a fascinating history, and is also a dear friend with a big new book coming out. CJ Grimes welcomed Masters of Scale. Thank you so much, Jeff, for having me here. So why don't we just start with, like, what is work money, and how did you get started doing this? Work money is the thing I wish existed when I was trying to figure out money. It is a nonprofit. We've got 9,000,000 members, and we help people figure out how to earn more and save more and spend less. And we do that through programs and services and coupons and discounts, kinda like the AARP. The other thing that WorkMoney does is we figure out how to use the power of 9,000,000 people to bargain for cheaper stuff, to make sure that people understand how the economy works and what they can do to navigate it. And …