2026 is not about opportunity or danger — it’s about avoiding one catastrophic mistake.

Hey, Sal. Hank? What's going on? We haven't worked a case in years. I just bought my car at Carvana, and it was so easy, too easy. Think something's up? You tell me. They got thousands of options. Mhmm. Found a great car at a great price. Uh-huh. And it got delivered the next day. It sounds like Carvana just makes it easy to buy your car, Hank. Yeah. You're right. Case closed. Buy your car today on Carvana. Delivery fees may apply. Many people are going to lose money in 2026 because of a single mistake that most people are already making. Right now, the world is extremely unstable. There's a major land war in Europe with no credible off ramp. The US is already buckling under the weight of its debt, and politicians keep voting for more free stuff, recklessly pushing deficits even higher. The US and China are locked in Thucydides's trap, causing Trump and Xi to actively dismantle the global economic system that powered the last forty years. Unchecked immigration is causing political turmoil all across the developed world. Central banks are cutting rates even though inflation is still well above target, and it's not because they want to. It's because the debt load leaves them completely boxed in. The Japanese yen carry trade that has fueled the global economy for decades is unwinding. And looming large on top of all of this is artificial intelligence, which has already started eliminating white collar jobs faster than new skills can be realistically absorbed. And none of that is slowing down. And it's all happening at once. Moments like this don't just create uncertainty. They overwhelm the human ability to decision make well. Individually, any of these issues would be manageable. But together, they create something that's far more dangerous that's triggering a well known psychological principle that's causing most people to make a massive, entirely avoidable mistake. For anyone not paying attention, this mistake is gonna make 2026 a brutal year financially, and that's what we're gonna talk about today. What's going on and what you can do about it, and how you win despite the headwinds of uncertainty and the fragility of a k shaped economy built almost entirely on an AI bubble that's poised to burst. The year ahead promises to be one of the most pivotal in our lifetimes. Politicians are going to make reckless decisions just to win the midterms. AI will continue to change our way of life. Europe has announced that they're bracing for a war on the scale of World War one and World War two, and The US must refinance a shocking amount of debt that has been building up since the two thousand and eight great financial crisis and comes due this year, the system is going to get tested. And when a system gets overwhelmed, people don't gradually make worse decisions. They fall off a cliff. It's a well documented phenomenon that isn't limited to markets and …