You Don’t Build Wealth by Ignoring Basic Financial Principles

This episode is filled with some of our best calls and advice, but unless you take what you hear and put it to work in your own life, you'll be stuck with the same money stress in 2026. So make a change and download EveryDollar today. Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey network in the BearWinds Credit Union studio, this is the Ramsey show. I'm Ken Coleman. Rachel Cruze joins me, and we're here for you. (888) 825-5225. (888) 825-5225 is the number to jump in, and we would love to coach you up today. We start off with Dan in Grand Rapids. Dan, how can we help you today? My wife and I are preparing to retire. Matter of fact, her last day of work is tomorrow. My will be February. So forty years of effort towards this. We're very good. Dan, I gotta ask you this. This is I mean, we we men have to unite because we don't do this well. And we got Rachel here to help us on this before we dive in. What is the plan when she finishes the day tomorrow and she wraps it up and comes home? Do you got something planned? You know, we don't. It it actually came on pretty quick. We both had this date in February picked, and then her department dissolved. And they said you can either take a buyout or Alright. You can transfer to another department. So this all happened for her in the last three weeks. So Okay. But planet animal believes she's excited about this? Oh, absolutely. Yes. Damn. Listen. I don't wanna spend too much time on this. Rachel's here to back me up. This is where you gotta step up. I mean, this is you gotta do something special. She comes home, maybe a little surprise. If she hates surprises, plan a little something at least in a lifetime. Retirement celebration. Forty years, babe. You're wrapping it up. We gotta celebrate her is my point. I don't wanna and I'm glad I said this, Dan, because you might have blown it had I not brought this up. You're very I appreciate that. She works from home, but I will bring some all of them, maybe not your metal. She works for both okay. Rachel, what does he do in that situate? I feel like this is your category. Champagne. Pop the bottle There. Right outside the door. Neither neither one of us drink, but I'm just Oh, man. Point we are striking out again. We're striking out. The grape juice sparkling grape juice. Okay. No. Just do something as bad. So. Yeah. Alright. So we we we've now helped you there. That's the help you didn't know you needed. Now Yeah. Yeah. That's the help plus your marriage we got by. So we we are we've worked very hard to get where we're at. We're very …