Make The Right Decision Today—Your Future Will Thank You

George Campbell here with a quick PSA before the call start coming in. If you wanna leave the money stressed in 2025, you need a plan that works. So take what you learned today and put it to work in every dollar. Download the app and start for free today. Normal is broke, and common sense is weird. So we're here to help you transform your life from the Ramsey network in the Fair Winds Credit Union studio. This is the Ramsey show alongside George Campbell. I'm Ken Coleman. We're thrilled to have you with us. The phone number to jump in on the conversation today is (888) 825-5225. You ready to go, partner? I am ecstatic. I see you got your, really fancy, denim jacket on today. I saved the best for you. I appreciate you cleaning up. Let's go to Kathy in Texas. Kathy, how can we help? Hi. I'm 68 years old, and six months ago, I got involved with an online investment group. I eventually borrowed $50,000 for my brother. He invested a 110. I retired from my company. I took out all my four zero one k and, pension. And, last month, they ghosted us and closed our accounts, and we lost it all. I lost 487,000. My brother lost the 50 I borrowed and the 110 he invested, and my brother would like his money. Oh, boy. And and I have a house that's paid off. I live in Texas, so I have a homestead on it. I have a $30,000 loan from American Express. So I'm wondering, do I file bankruptcy? Do I I tried to get a reverse mortgage, but my house is my husband died, so my house is not, in isn't in good enough condition. I'm just lost. Okay. Oh, absolutely. Not only lost, I'm guessing you're just emotionally stunned. You know? That's I am. That's an unbelievable really. Yeah. I'm so sorry. Is this scam still out there? I'm it probably is. I filed with, you know, FBI and all the agencies, but they didn't have a whole lot of hope for me. Yeah. It's rare that in these situations, you get your money back. So how much debt total do you have right now? You said you have 30 k on an American Express card? Right. That was a loan. The other two are 2,000, maybe 3,000 total. So 33,000. So 33,000. And I know you retired recently. Yes. What is your what does the future look like as far as work? Because that's we absolutely have to consider that right now. Oh, I know. I've been applying, but I'm like I said, I'm 68. I've had my job for thirty six years. I did sales, so I can do that. But I I'm you know? How long have you been out of the workforce? Since May. May. What about your past company? Have we called them up and told them what's going on? My job, once you …