3428: Accredited Investor: The Benefits of Being One by Amanda Kruse of Women Who Money on Advanced Investing

What It Covers

Accredited investor status grants access to unregistered securities like real estate crowdfunding and venture capital, requiring specific income, net worth, or professional credentials under SEC regulations.

Key Questions Answered

• •Income Requirements: Qualify as accredited investor by earning $200,000 annually for two consecutive years individually or $300,000 jointly with spouse, with expectation of continued income at that level.
• •Net Worth Threshold: Achieve accredited status with $1 million net worth excluding primary residence value, or hold professional credentials demonstrating extensive financial knowledge and experience in investment management.
• •Risk-Return Tradeoff: Accredited investors access unregistered securities without SEC disclosure protections, requiring personal due diligence through document review, financial statement verification, and potentially hiring attorneys before investing.