Advice Line with Scott Tannen of Boll & Branch and Jamie Siminoff of Ring (2025)

This episode of How I Built This is presented by Engine, the modern travel and spend platform built for businesses that are growing. Book faster, save more, and watch your rewards stack up. Stay tuned later in the episode to hear how Engine is helping thousands of businesses travel smarter. If you travel often, you'll wanna hear about this unprecedented offer. For the first time ever, new Delta SkyMiles Reserve American Express card members can earn two Delta comfort round trip flights for travel within the 48 contiguous US states, Puerto Rico, or The US Virgin Islands. Plus, you can earn 50,000 bonus miles towards your next getaway. And who doesn't appreciate an elevated airport experience? Delta SkyMiles reserve card members get access to the Delta Sky Club, your preflight oasis to recharge with 15 visits and four one time guest passes each medallion year when flying Delta together. That's up to $950 in annual value. Value estimate based on $50 per visit rate to purchase additional visits or bring a guest to the Delta Sky Club. Make every trip feel more rewarding with the card that upgrades your travel. Apply today at delta.com/cardsocial. Offer ends 11/04/2026. Minimum spending requirements and terms apply. Flights are fulfilled as flight certificates valid for Delta Comfort or Delta Maine to select domestic destinations booked twenty one plus days in advance up to $80 per person in taxes and fees apply. Other restrictions apply. We get support from US Bank. A question I love asking founders. What's the one decision you almost didn't make? The one that changed everything? Because it's never the obvious stuff. It's never I decided to start a company. It's the small boring Tuesday afternoon decision you barely remember making until you realize it's the reason everything after it either worked or didn't. Say you're eighteen months in, business is growing, you've got expenses coming from six directions, gas for the van, office supplies, your phone bill, team lunches that are actually client meetings and you're putting it all on whatever card you grabbed in year one. You're not thinking about it. Why would you? You've got bigger problems. But here's the thing, path a, you keep going like that. End of the year, you're sorting through statements trying to figure out what went where. You've left hundreds maybe thousands on the table and rewards you never earned. Money that could have gone back into the business. Path b, you pause and get the US Bank Triple Cash Rewards Visa business card. Now you're earning 3% cash back on gas and EV charging, office supply stores, cell phone service and restaurants. You pick up an extra $750 cash back as a bonus and you've got a low APR and purchases and balance transfer for twelve months while you're scaling. Same business, same expenses, two completely different outcomes based on one small decision. Visit usbank.com/business to learn more. The creditor and issuer of this card is US Bank National Association pursuant …