Tools mentioned by Caleb Hammer

“A 25-year-old in 1990 earning the average U.S. salary of $21,000 who invested just 5–10% monthly into an S&P 500 index fund would have accumulated $2–5 million by retirement. The S&P 500 averages 10% annually.”

by Fidelity

“For beginners, target-date retirement funds through Fidelity automatically rebalance from aggressive to conservative as retirement approaches — requiring zero active management and available inside 401(k) accounts with employer matching.”