You Can’t Build Wealth While Carrying Other People's Problems

George Campbell here with a quick PSA before the call start coming in. If you wanna leave the money stressed in 2025, you need a plan that works. So take what you learned today and put it to work in every dollar. Download the app and start for free today. Normal is broken, common sense is weird. So we're here to help you transform your life. From the Ramsey Network and the Fair Winds Credit Union Studio, this is the Ramsey Show. Doctor John Deloney, Ramsey personality, number one best selling author and host of the runaway hit on Ramsey Network, the Doctor John Deloney Show. He is my co host today. Cody is in Nebraska. Hi, Cody. How are you? You know, Dave, I am better than I deserve. How are you? Better than I deserve. What's up? Well, guys, I'm gonna start off a little bit of a doozy here, so I do apologize. But, my wife and I have just recently found out that her parents are asking my wife's, sisters that are under 18 for money for basic bills. We don't really know you know, I've heard in the past you guys say, like, don't say anything unless they come to you and ask for help or guidance. We're just kinda stuck because, you know, my sister in laws are 10, 12, and then 17. So I'm just kinda we're kinda confused on what to do. How much money do they have? Well, so my so the younger sister in laws, they were, you know, working over the summer. So, basically, what happened was is, you know, my sister my 10 year old sister-in-law told us that, well, mom and dad kept tight saying that we don't have enough money for groceries this month and blah blah blah. So I offered them my $400 that I got from dog sitting, and they took it for groceries. And then, our or my 17 year old sister-in-law came over two weeks ago and said that they had, quote, unquote, borrowed a thousand dollars from her for for bills for last month to cover. Is this true? Are they struggling that bad? I I I would I would say so. Yes. It's been talked about. You know, a couple months ago, my wife overheard that they're, like, $10,000 short a month. He my father-in-law owns his own business, and it's been I know it's been struggling for quite a while. So I I I wanna put things in order. I have you hear a sale all the time. You can't help family unless they come ask you. But before that, I'm always gonna protect kids. Of course. And if you got a 10 year old that's coming to you saying, dad is saying, I don't have enough money for groceries. I need your dog sitting money, then I would I personally, I would insert myself into that situation. Okay. Okay. And that's what we were thinking because, you know, …