Hard Decisions Now Prevent Harder Consequences Later

Brought to you by the EveryDollar app. Start budgeting for free today. Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network and the Fair Winds Credit Union Studio, this is the Ramsey Show. I'm Dave Ramsey, your host, Jade Washall, number one best selling author is my co host today, the Ramsey personality, and today is a big deal around Ramsey. Happy New Year to everybody, and this is also the day that Jade's new book, What No One Tells You About Money, is officially here. Here it is. It's here. I'm holding it. It's real. And, you can order it, and it will be sent to you posthaste. It is an incredible book. If you've never ever known what to do with your money but couldn't follow through, it's not a discipline problem. Your emotions are getting in the way. Frustration, fear, shame, all of that shows up in how we handle our money. And, Jade, you cover every bit of that here. I do. I do. In great detail and with much story elements involved. So it's not a boring read, Dave. No. I I read a book, over the holidays that had no story. And I felt like I was back in college. It was work. It's like a lesson. I got it, and it was good. The information was good, but it I had to work at it a little more because there was no humor and there was no story. No. When there's story, you can see yourself in the whole book. I need a choke. When a story, you see yourself in it, You've lived it. You're like, Oh, yeah. I've done that before. I've been there before. I know what that feels like. And it makes it easier to digest and put into action. Well, and to go with the stories, of course, is the detailed plan of how to address that emotions are real. Personal finance is 80% behavior. It's only 20% head knowledge. The problem with your money is most likely in your mirror. It is in your mirror. It's in my mirror. Yes. It's in mine too. It is in mine mine too. But this book is gonna give you it's like a it's a it's very prescriptive, Dave. It's a diagnostic. So if you're like, what is my problem? What is my log jam? We are going to figure out what it is together. There it is. What No One Tells You About Money, the Real Key to Getting Unstuck from Somebody Who's Been There. And, it's like having one of us walking with you all the time. You don't want to miss this. This book will bring behavioral finance down to earth. You get your copy right now. They're $24.99 at ramsaysolutions.com/store. If you're watching on YouTube or podcast, click the link in the description. When I'm out there running around, people say, Jade's my favorite. Well, …