How to Think About Stock Options, Healthcare Without Insurance, and Handling Rejection

What It Covers

Scott Galloway advises on valuing incentive stock options for new graduates, explains his decision to forgo health insurance, and shares strategies for recovering from professional rejection.

Key Questions Answered

• •Stock Option Valuation: Use AI tools to calculate ISO worth by inputting company valuation, total outstanding shares, your option count, and strike price for accurate assessment.
• •Equity Negotiation Strategy: When negotiating job offers, request increased stock options rather than salary since equity grows tax-deferred and compounds faster than taxed current income.
• •Health Insurance Economics: Traditional health insurance returns only 55 cents per dollar paid, with 45% going to profits and administration, making self-insurance viable for wealthy individuals.
• •Rejection Recovery Framework: Set specific mourning periods (one week for job loss), then immediately take action through networking, applications, and social engagement to absorb anxiety.