AAR52 - Financial Realities of Home Improvement

Yeah. And it's not like income has increased to make a $20,000 retaining wall renovation, you know, affordable for people or something like that. But, yeah, I I think that's a good clarifying point that, that this is just our experience. This is just my wife and I's experience with this home, with the things that we specifically need. But for other homes, maybe you bought a, maybe you bought a resale home or something like that, and there's some big renovation that needs to be done potentially for safety or, just a a big feature of the home that you really, really don't like upfront. And if there's a Good day, everyone, and welcome back to At Any Rate. My name is Evan Ray, and we are here to help you make sustainable financial changes without breaking a sweat. Everyone, please give another welcoming round of applause to our resident kimchi hater, Andrew Sather. How are you doing? Hey, man. I mean, I feel like there's gonna be more people on my side than yours. Like, it's a good I think there's a very good chance of that, honestly. But kimchi is fantastic. It's fantastic. It it tastes fantastic. It's fantastic for you. It's it's just a good thing to have. I mean, it's it's a good thing to just toss into your trash bin when they force it on you when you go get takeout. You might as well toss your gut in the trash. Comment below or email us and let us know how you feel about kimchi. I do honestly feel like Andrew would probably win this conversation, but I'm curious nonetheless. I mean, these these are people who are trying to improve their finances and do good things for their life. I think that improving their gut health would be in that conversation as well. We also wanna have a decent life, Evan. Overrated. Decent life is overrated. Alright. Well, today's, discussion, as many of you may know, we've discussed it a lot in the past on the podcast. My wife and I bought a home relatively relatively recently. It's now been what? It's now been about, nine months or so, nine, ten months since we since we bought our home. So we're still very new homeowners and everything. And since then, of course, we've learned the the realities of homeownership. And the topic around that that we wanna discuss today is around home improvement or home renovations. Anything around that where you're putting money into your home to try and improve it for your own sake, maybe for the the sake of the value of the property for reselling in the future, but something that you're doing to the home, primarily because you want to. We're not focusing this around emergencies or things that you need to do, to repair something. So we're not talking about a roof repair or, you know, AC goes out or something like that. We're we're discussing how to …