How to Set FIRE Goals and Actually Achieve Them (2026)

What It Covers

Scott Trench and Mindy Jensen share their 2025 accomplishments and reveal their 2026 goals across personal, professional, and financial categories, demonstrating contrasting approaches to goal-setting and life planning for FIRE-focused individuals.

Key Questions Answered

• •Life Vision Document: Create a one-page document describing ideal home life, daily routines, weekends, community, fitness, and financial position; update quarterly to ensure goals align with this vision and maintain consistency over time.
• •Mindset Shift from Accumulation: Scott transitions from aggressive wealth building to preservation mode after achieving financial independence, focusing on living off portfolio cash flows rather than maximizing net worth growth, marking first year without financial goals.
• •Weekly Goal Review Protocol: Spend fifteen to thirty minutes every Sunday planning the week ahead, ensuring at least one or two actions progress each top goal; this simple habit creates momentum even without daily tracking.
• •Risk Parity Portfolio Results: Starting with ten thousand dollars in July and withdrawing five percent annually (forty-two dollars monthly), the portfolio grew to eleven thousand two dollars by year-end, demonstrating sustainable withdrawal strategies work.